Qarz Ki Dua ,” Debt is an anxiety and it makes someone life stressful, it harm relationships and even because of this marriage comes to end. Modern lifestyle and luxurious life cause debt. There are many ways to avoid debt and simple and important one is just live simple life and leave all lavish and luxurious items. Being Muslims we should follow an Islamic laws which are very true and simple, Islam provides complete solution of your problems and also guide towards the right path. If you have debt and there is no way to return it back, then here we have some prayer for debt.
“O Allah, save me from haraam and make the halaal sufficient and by your boon/favor make me independent from others”. (Mishkat)